Personal Information We Collect: The personal information we collect about you (“Information”) comes from the following sources: 1-Information We receive from you such as your name, address, telephone number, fax number and email or other Information that you provide Us over the phone or in documents you give to us or fill out and give to Us; 2-Information about your transactions, such as your account balances with creditors, payment history activity; 3-other Information that may be contained in your credit card statements or other reports relating to your debt; and 4-Information We receive from consumer reporting agencies and other sources, such as credit bureau reports, collection agency reports or other communications, and other Information relating to your payment histories, credit worthiness, annual income or ability to satisfy your obligations. We do not disclose any of the above Information to nonaffiliated third parties. We may disclose such Information to effect or carry out any transaction that you have requested of us or as necessary to complete our contractual requirements with you. We may also share the Information with providers that perform business operations for us, companies that act for us to market Our services, providers who you have consented to contact or others only as permitted or required by law, such as to protect against fraud or in response to a subpoena. We may also share or transfer information if we transfer or sell your account, the company or Our business assets. We may also share Our Information with someone who may be able to provide you with additional products, services or work that we believe in good faith could be helpful to you. Otherwise, we do not share, transfer or otherwise disclose your nonpublic personal Information to any company or individual unless it is directly related to carrying out the services you have requested of us. By carrying out that work, we may disclose your Information, as we see fit and as permitted by law, to your creditors, credit care companies, collection agencies, credit reporting agencies, banks and other financial institutions, and to other entities and individuals especially necessary to affect, administer and perform Our services.
Your Choices/Opt-out: We provide you the opportunity to “opt-out” of having your personally identifiable Information used for certain purposes. By providing Information to us you are consenting to collection, use and disclosure of such personal Information in the manner described in this Policy. We provide you with the opportunity to withdraw your consent when such Information is collected. Such consent may be withdrawn by calling the telephone provided below, faxing your written withdrawal to the fax number below, e-mailing your withdrawal to the e-mail address below or may be done in writing and sent to our Client Relations Department at the physical address set out below.
How We Protect Your Information: We train our employees and subcontractors to protect all Information. We maintain physical, electronic and procedural controls that comply with government standards. We authorize all employees, agents and contractors to get Information about you only when they need it to do their work with us. We do not share your Information with any companies or individuals unrelated to the specific work we are obligated to provide to you as described above. This Policy applies to current and former clients. If you have any questions, please contact Us. Our contact information is below.
Client Relations Department
Mail all correspondence to:
3186 Vista Way Suite 300, Oceanside CA 92056
Hours: 7AM to 7pm Monday-Friday, 9AM to 2PM Saturday